Our NBO Gold Credit Card is something that will help you wherever you go. Whether it is shopping at the finest establishments across the world, buying gas, dealing with medical expenses or even making donations, your NBO Gold Credit Card will be there to help you.

International Acceptance

Your NBO Gold Credit Card commands instant respect at millions of establishments worldwide. At hotels, airlines, car rentals, gas stations, hospitals or department stores, all establishments welcome the NBO Gold Credit Card.

Flexible Payment Plans

The NBO Gold Credit Card offers you the best credit line, enhancing your financial flexibility and control. You have the option to plan your payments through the powerful Revolving Credit facility by paying as little as 5% of the outstanding every month. You choose how much of the balance you pay. You can even pay the entire amount - whatever is most convenient for you.

Cash Access, Any Time

With NBO Gold Credit Cards, you are entitled to withdraw emergency cash up to 100% of your credit line* from over 600,000 ATMs worldwide. The NBO Gold Credit Card is encoded with a secret PIN (Personal Identification Number) which is automatically generated and known only to you.
* Cash Advance limit can vary based on the geography where the card is issued.

Temporary Credit Line Increase

The credit line on your NBO Gold Credit Card can be increased for three months to enable you to buy jewellery, consumer durables like a TV or refrigerator, or to pay for your vehicle repairs. You can also use this unique facility for anniversaries, weddings, birthdays or when a business trip or holiday goes beyond your budget. The credit line increase is subject to maintaining a good rating with the bank.

Insurance Protection

NBO Gold Credit Cards offer complimentary accident insurance of US $500,000 in case of accidents. In the unlikely event of your NBO Gold Credit Card getting lost or stolen, a replacement card will be sent within two days to the NBO branch nearest to you in Oman. And NBO's unique Limited Liability coverage means that in case of misuse on a lost card, your liability is restricted to only RO40 from the time you report the loss of the card to NBO.

Money Back Program

Only NBO Credit Cards pay you back for using them! That's right! For every RO 1 of retail purchase on your card, you get 1 point. And for every RO 1 cash advance you take on your card, you get 0.5 points. You can accumulate these points for redemption as credit into your credit card account. You can begin redeeming points when you have accumulated a minimum of 1,000 points and you will receive a credit of RO 10 per 1000 points. For your convenience, your monthly credit card statement will indicate the number of points you have accumulated.